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If your a single parent, there is help
available. Start by becoming familiar with the home buying process and pick
a good real estate broker. Although as a single parent, you won't have the
benefit of two incomes on which to qualify for a loan, consider getting
pre-qualified, so that when you find a house you like in your price range
you won't have the delay of trying to get qualified. Contact one of the
HUD-funded
housing counseling agencies in your area to talk through other options
for help that might be available to you. Research buying a HUD home, as they
can be very good deals. Also, contact your local government to see if there
are any
local homebuying programs that could help you. Look in the blue pages of
your phone directory for your local office of housing and community
development or, if you can't find it, contact your mayor's office or your
county executive's office.
The Single Parent Program is a program
Provided by FindMyMortgage.com and it is very similar to the cop next door and
teacher next door programs.
There are restrictions and it is based on
guidelines but the lending requirements concerning income and loan amount are
more lax and you get a discount in rate and closing costs. Previous credit
scores don't have to be perfect.
Equal Housing Opportunity
